Part (i)
Security standards
Standard one: Data Classification standard

Data classification standard applies to all electronic data collected, processed and stored within a service called "BankSmart."

The data can be classified in terms of its need for protection or its need for availability (1).

Classifying data according to protection needs:
1. Public data
2. Internal data
3. Sensitive data

Classifying data according to availability needs:
1. Supportive data
2. High priority data
3. Critical data (1).

The reason I have decided to put data classification standard at the top of my priority standards list is the fact that the data are the most valuable asset for BetterBankUSA Different types of data are collected, stored and processed within a service called â€œBankSmartâ€ and those data needs to be classified in a proper manner in order to determine the need for protection of those data.

Given the fact that the first step in quality protection is effective classification, this standard must be on a top of the BetterBankUSA'a standards security list to effectively minimize reputation risk and associated types of risks.
Standard two: Two-factor authentication standard

The access to a restricted data within a BetterBankUSA system called "BankSmart" is protected by two-factor authentication.

Two-factor authentication is equally applied to both BetterBankUSA employees and end users.

The reason I find this standard important in terms of BetterBankUSA security is the fact that risks associated with poor authorization and authentication represent a serious security threat for bank's service called "BankSmart." The users accessing this service, both employees and

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