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As the structure of the healthcare industry has becoming increasingly complex physicians are seeking a more stable income as indicated by the number of physicians both full-time and part-time, 15% in 2010 represent hospital employment, (Goldsmith, 2011). As a result of the retiring Baby Boomer generation the cohort of physicians totaling 230,000 will older than 55 years old have watched their retirement plans go away. As the economic recovery lengthens a...