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Apple announced "Apple pay" last year joining Paypal, Samsung and Google in the field of mobile payments arena , what are the challenges facing mobile payment systems like that from Technology, Business, and Users prospectives?

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Mobile paying can have its challenges. Some types of challenges can come in the categories of technology, business and user.
Challenges of mobile payment system from a technology perspective include security, reliability, and setting up a compatible app if it is needed. The security challenge comes from account information stored somewhere electronically online or even storing in form in cookie or a token filled with the information which is prone to hacking even when you lose the information and access you will have to get a new password. If you want to use an app related to mobile paying may not be work on some devices....

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