Develop a personal budget from scratch using MS Excel. It is important that businesses and individuals track spending and create budgets for financial planning. How many of you have scribbled notes on the back of a scratch piece of paper that you throw away after writing bills for the month? The book describes this same scenario and explains how useful MS Excel can be to create a budget. Create your own worksheet that incorporates the major features that you have learned about in the first half of the course. Include income and expenses for all 12 months in the budget. All of this information should be fictitious. Please do not include any of your own personal information.

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