Write two essays regarding these topics:
1. Discuss about the changing nature of the city, specifically the rise of the American ghetto and how gentrification most recently is changing it.
a. Explain in depth how the ghetto was formed, how Blacks were kept in the ghetto, and how by the 1970s ghettos came to be places of extreme concentration of social isolation of Blacks as well as having extreme concentration of poverty.
b. Show how changes in economic structures and in the housing market (gentrification) are working to reshape the ghetto in the city since the late 1970s.

2. Discuss to what degree we have a debt crisis.
How did it come to be, who is affected, and what can be done.

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These solutions may offer step-by-step problem-solving explanations or good writing examples that include modern styles of formatting and construction of bibliographies out of text citations and references. Students may use these solutions for personal skill-building and practice. Unethical use is strictly forbidden.

At the end of the Civil War in 1865, there was still no segregation between Blacks and whites mainly because social and economic conditions at that time were not yet conducive to segregation of any kind – class, race, or ethnicity. Discrimination, however, did exist in the workplace. Blacks were exempted from skilled and non-manual employment and were mostly assigned to low paying jobs which barely afforded them decent housing. At this time, African American neighborhoods could be found in northern cities. Maps and historical records reveal that Black households were widely dispersed that is they were unevenly but widely dispersed across the urban landscape. Although some of them lived in clusters, they did not make up more than 30% of the population of the area....

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